Business-purpose working capital with terms tailored to the need and supported by a director’s guarantee.
Express exists for short-dated pressure: stock ahead of a season, wages ahead of a progress claim, a supplier who will not wait for your debtor. Assessment is streamlined — bank data does most of the evidentiary work — and the facility is supported by a director’s guarantee rather than asset security.
Amounts, term range, fees, business-history requirements and eligible purposes are to be confirmed by Velonda before this page is published to a live domain.
Express is built for short, time-sensitive cash flow needs with a clear repayment cycle. Common uses of a Velonda working capital loan include:
Drive is built for businesses financing the vehicles and equipment they run on — not consumer credit. Every application is assessed against the same core criteria before it moves to verification.
Your ABN pre-fills your business details from the Australian Business Register at application.
A minimum trading history so the business has an operating track record to assess.
A signed declaration that the finance is wholly or predominantly for business or commercial use.
Registration status and any minimum turnover threshold to be confirmed before this page goes live.
To be confirmed with Velonda before launch: minimum trading period, GST registration requirement and any turnover minimum.
Every application follows the same five-stage journey — apply, verify, connect, outcome, then offer and settlement after human credit and AML sign-off.
Rates on application. Indicative only — subject to identity verification, credit assessment and a formal offer; not an approval or an offer of finance.
Drive is one stop on Velonda’s route. Depending on what your business needs to fund, one of these may suit it better.
Vehicle and equipment finance, secured against the asset.
Secured term loans backed by commercial propertyv
Because the assessment is streamlined, bank data carries the evidence. Connecting read-only through a CDR-accredited provider shows a genuine trading cycle in a way documents alone cannot.
A director personally guarantees the facility in place of asset security. Independent legal advice on guarantees is part of Velonda’s documentation pack.
Velonda Capital provides finance for business and commercial purposes only and does not provide consumer credit. Velonda is not a bank or authorised deposit-taking institution.
. Express is an unsecured business loan, supported by a director’s guarantee rather than asset or property security
A Velonda working capital loan ranges from $1000 to $40000, set against your trading activity and the need.
Terms are short and tailored to the need, typically 1 to 10 years, rather than a fixed product term.
Short-term, business-purpose cash flow needs: payroll, seasonal stock, supplier payments, or bridging an invoice-cycle gap.
Important. Velonda Capital provides finance for business and commercial purposes only and does not provide consumer credit. Velonda is not a bank or authorised deposit-taking institution. Every application requires a signed declaration that the finance is wholly or predominantly for business or commercial purposes.
Start an application and move through a clear, secure process toward an indicative outcome.
