Fast, flexible funding for your business
Fast, human decisions for Australian businesses.
Velonda Drive
Tailored business-purpose finance for eligible new and used vehicles and equipment, secured against the financed asset.
Velonda Commercial
Structured capital for growth, acquisition, refinance and working capital, tailored to purpose and security.
Velonda Express
Streamlined assessment, supported by a director’s guarantee, with terms tailored to the need.
Why Velonda?
Rejection letter from a traditional bank? We look at intent and cash-flow capability, not just a computer-generated credit score.
How it works
From application to settlement, in three clear steps.
The businesses we back
We fund established and growing businesses across Australia, from single-vehicle operators to companies scaling up. If your business is trading and growing, you’re in the right place.
New truck
A transport business hits the road.
New excavator
A builder scales up on site.
New premises
A growing business buys its own space.
New warehouse
A retailer expands storage and logistics.
A business acquired
An owner buys out a competitor.
Common questions
What can I use Velonda finance for?
Velonda finance is for business purposes only — buying vehicles, equipment or machinery, funding growth or an acquisition, refinancing, or covering short-term cashflow. If it helps your business operate or grow, it likely qualifies. We don’t offer personal or consumer loans.
How much can my business borrow?
It depends on the facility and the security you offer. As a guide: Velonda Drive from $10000 ,Velonda Commercial from $25000, , and Velonda Express up to $9000. The final amount reflects your business profile, the asset or transaction, and the security involved.
How fast can I get funded?
Most applications take less than one hour to submit. We often make a decision the same day, and once your offer is accepted, funds are released quickly. Exact timing depends on the facility and how fast we can verify your details.
What are the eligibility requirements?
You’ll generally need an active ABN, a business that’s been trading for 6 months, and a genuine business purpose for the finance. Requirements vary by facility — Velonda Express uses a streamlined assessment, while our secured facilities look more closely at the asset or property.
Are your loans secured or unsecured?
Both. Velonda Drive is secured against the financed asset, Velonda Commercial is secured by commercial property, and Velonda Express is short-term working capital supported by a director’s guarantee rather than property security.
How is my interest rate determined?
We price each application individually. Your rate reflects the facility type, the security offered, the loan term, and your business’s trading history. You’ll see the full cost before you commit.
Do you lend to new businesses?
In many cases, yes, particularly for asset finance, where the asset itself provides security. Newer businesses may be asked for a little more information. Tell us your situation and we’ll let you know where you stand.
See where you stand
Tell us a little about your business. It takes about three minutes — with no obligation.
Secure · No obligation