Velonda brings together the idea of velocity and flow: capital that moves with purpose, supported by structure and clarity.
Velonda combines a structured lending process with a modern digital experience for Australian businesses.
The name carries the idea: velocity and flow, capital that moves with purpose. The three-pillar mark carries the counterweight: stability, structure and financial security. Velonda Capital is a privately funded Australian commercial lender built on both, decisions made quickly, by people who can be reached, on foundations that do not move.
Velonda provides finance to businesses for business and commercial purposes only. It is not a bank or authorised deposit-taking institution, and does not take deposits.
Velonda Capital Pty Ltd · ABN 20 697 961 158 · ACN 697 961 158 · AUSTRAC AAN 295 655 510
Every part of how Velonda operates is built to satisfy an obligation, not just a promise — regulated at the level our clients trust us to be.
Velonda lends under the business-purpose exemption in the National Consumer Credit Protection Act. Every loan is genuinely business-purpose and declared as such.
Velonda is enrolled with AUSTRAC (AAN 295 655 510) and maintains a risk-based anti-money-laundering and counter-terrorism-financing program, including ongoing monitoring.
Personal, credit and biometric information is handled under the Privacy Act and the Australian Privacy Principles, with Australian data residency and seven-year retention.
Velonda’s founder also provides accounting services through EPIX Group, an accounting practice. The two businesses are operated entirely separately: no co-branding, no cross-selling and no shared decisioning. A referral relationship must never compromise professional independence obligations, and it must never be the reason a borrower ends up with the wrong facility.
Keeping the two businesses separate means clients can expect clear, independent advice every time.
Business-purpose finance solutions — working capital, equipment and vehicle finance, and commercial lending.
Leads every credit decision — privately funded, business-purpose commercial finance, decided by a person you can reach.
Authorised Credit Representative No. 511997. Your first point of contact for working capital, equipment and vehicle finance, and commercial lending.
Asset finance, secured term capital and short-term working capital. One application covers them all.
Notice: Velonda Capital provides finance for business and commercial purposes only and does not provide consumer credit. Velonda is not a bank or authorised deposit-taking institution. Every application requires a signed declaration that the finance is wholly or predominantly for business or commercial purposes.
